NEVER NEVER NEVER USE A MOBILE PHONE WHEN IT IS CHARGING.
HONESTLY I DO NOT KNOW WHAT HAPPENS WHEN THE PHONE IS CHARGING AND WE USE BLUE TOOTH EAR PHONES.
BEST PRACTICE IS TO SWITCH THE PHONE OFF AND PLUG IT TO THE CHARGER WHEN YOU GO TO SLEEP AND WHEN YOU WAKE UP THE BATTERY WILL BE CHARGED 100%